Do You Need To Look Up Renters Insurance Statistics? By Trevor Mulholland Cautious people who are seriously thinking of signing up with specific insurance providers make it a point to research on those providers before making a commitment. Naturally, they would want to look up renters insurance statistics - how many people have signed up for insurance with this provider, how useful it has been for other people, etc. But this is not an easy task, as insurance statistics per se are hard to find.
If you've ever looked through the Web for facts and figures, you must already know this: disclosure of renters insurance statistics is not a popular activity among insurance providers. But you don't really need to scour the web for statistics, if you are confident in the reputation of your provider, and if you have a good idea how renters insurance could work for you.
Not many people pay renters insurance, thinking of it as a superfluous expense. But you may think of this sort of insurance as an extra layer of protection. Renting a home is not quite as secure as owning one, after all: there are many unforeseen expenses that may arise, especially in times of emergency. Accidents may occur that are not covered by your landlord's basic insurance for the building you are renting, or renting a room in.
The insurance paid by your landlord for the building you are renting only covers the infrastructure - it does not cover your possessions. Say you own some items that would be expensive and perhaps even emotionally difficult to lose - jewelry, expensive artwork, electronic hardware (such as computers, sound systems), guns, and other valuables. These items are not protected by basic insurance procedures, especially in case of fire, earthquake or theft. And this is where renters insurance comes in.
This kind of insurance could also help protect you from liability suits. Say that due to an accident, you damaged some of the valuables owned by the other tenants of your building. Liability charges may require you to shell out quite a bit of money. A good insurance policy for renters might be able to help shoulder some of the costs.
Renters insurance statistics might be able to help you with figuring out the cost of the premium. But if you go ahead and ask different providers for quotes, you should be able to accomplish this even without having statistics handy. You can request insurance quotes online by visiting the websites of your prospective providers, or you can request for one offline as well, by talking to certified agents.
Author Resource:- Insurenters.com provides you with information on renters insurance related issues like renters insurance statistics, the pitfalls and the best tips. We help you find your renters insurance. http://www.insurenters.com/
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FNF reports lift in Q4 and yearly earnings Fidelity National Financial Inc. reported a 32.1 percent increase in net income year over year in the fourth quarter and a 0.93 percent increase in net income for the year 2011 compared with 2010.
FNF reported net income of $175.1 million, or 78 cents per diluted share, in the fourth quarter. In the fourth quarter of 2010, the company reported net income of $132.5 million, or 58 cents per diluted share, according to a public filing with the U.S. Securities and Exchange Commission.
For the year, FNF reported net income of $379...<div class="feedflare">
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</div> People & Awards: Executive Level <img src='http://assets.bizjournals.com/pittsburgh/news/MarkUebele*100.jpg?v=1'>Accounting
Joseph Nicola Jr. has been promoted to partner at Sisterson & Co. LLP. Nicola is experienced in federal, multi-state tax matters that affect numerous industries, including natural resources, manufacturing, distribution, high technology, securities and start-ups.
Mark Uebele has been promoted to partner at Sisterson & Co. LLP. Uebele joined the firm in 1990.
Banking & Financial Services
Ronald Giulianelli has been promoted to senior vice president at First National Bank of Pennsylvania...<div class="feedflare">
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</div> List names top companies for executive women <img src='http://assets.bizjournals.com/charlotte/Bank%20of%20America%20315*100.jpg?v=1'>Many companies with a big Valley presence scored a spot on the National Association for Female Executives 2012 list of the ?Top 50 Companies for Executive Women,? which was recently released.
Bank of America Corp., JPMorgan Chase & Co., KPMG, American Express and Intel Corp. all landed a spot., as did retailers Walmart, Macy?s and Office Depot. Many of those companies are among the largest employers in Arizona.
Click the image above to launch a slide show of the top 10 companies. They were listed by the National Association for Female Executives in no particular order...<div class="feedflare">
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</div> Oregon revenue: down by $35 million While Oregon state economists have revised the state?s budget downward, lawmakers believe the adjustment is small enough that the state can easily absorb the hit.
The state on Wednesday revised its revenue forecast lower by $35.1 million for the 2011-13 biennium and by $15.8 million for the 2013-15 biennium.
The Joint Ways and Means committee eventually makes spending recommendations based on Oregon economists' forecasts. Because the forecasts are issued after lawmakers approve biennial budgets, the state must often scramble to make cuts when the general fund forecast comes in lower than what the Legislature had originally planned to spend...<div class="feedflare">
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</div> In Jersey, doctors to post appeal info Doctors offices around New Jersey will be required to post information on how patients can appeal insurance company denials.
The Courier-Post reported the story Wednesday.<div class="feedflare">
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</div> Brownback administration plans to choose Medicaid providers by summer Kansas Gov. Sam Brownback expects it will have a decision this summer on which private companies will manage the state's Medicaid program, according to an Associated Press report that appears on KMUW.
Brownback is proposing converting the state's Medicaid program to a managed care system. The system would give clients a choice in coverage by issuing contracts to three providers that would operate statewide.<div class="feedflare">
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</div> Opponents: KPERS fix would cost additional $10.9 billion Opponents of a plan to fix the Kansas Public Employees Retirement System say it will cost the state nearly $11 billion more than previous repairs, The Topeka Capital-Journal reports.
KPERS currently carries an actuarial deficit of $8.3 billion through 2033.
The plan working its way through the House and Senate attempts to fill that gap, also called an ?unfunded actuarial liability? during the next 30 years.<div class="feedflare">
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</div> ABC Action News: Lifestyle Lift clinics being investigated Florida's Attorney General is investigating Lifestyle Lift, a company that advertises "less invasive, cheaper facelifts," an I-Team investigation at ABC Action News has found.
The station reviewed all the complaints filed against against the Michigan company that, according to the report, said it operates 40 clinics nationally. The company has a location in Westshore.
Some patients said they were told treatments would make them look younger, "but the results didn?t live up," the report said.
In addition to the attorney general's investigation, the company faces two ongoing lawsuits alleging false advertising filed in Hillsborough and Pinellas counties, and has several claims from unsatisfied patients, ABC reports.<div class="feedflare">
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</div> Ohio billionaire bankrolling pot initiative Ohio billionaire Peter Lewis is almost entirely bankrolling a proposed ballot question that would legalize the medicinal use of marijuana in Massachusetts, the Patriot Ledger reports. Lewis has backed similar efforts in other states.
Lewis, chairman of auto insurer Progressive Corp., contributed $525,000 to the Committee for Compassionate Medicine, which is supporting the question. That accounted for virtually all the $526,167 raised by the group in 2011, the Ledger notes.<div class="feedflare">
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</div> MapLight data shows top congressional influencers by donation MapLight, a nonpartisan research group that focuses on money and politics, released information and a database showing the top five business and group donors to sitting members of Congress.
A report by sister publication the Silicon Valley/San Jose Business Journal includes a photo gallery of the top nine business or group donors according to the MapLight report, and gives readers a chance to click through an accompanying database by state and company or group name.
The report was titled, "Who owns your members of Congress...<div class="feedflare">
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