Do You Need To Look Up Renters Insurance Statistics? By Trevor Mulholland Cautious people who are seriously thinking of signing up with specific insurance providers make it a point to research on those providers before making a commitment. Naturally, they would want to look up renters insurance statistics - how many people have signed up for insurance with this provider, how useful it has been for other people, etc. But this is not an easy task, as insurance statistics per se are hard to find.
If you've ever looked through the Web for facts and figures, you must already know this: disclosure of renters insurance statistics is not a popular activity among insurance providers. But you don't really need to scour the web for statistics, if you are confident in the reputation of your provider, and if you have a good idea how renters insurance could work for you.
Not many people pay renters insurance, thinking of it as a superfluous expense. But you may think of this sort of insurance as an extra layer of protection. Renting a home is not quite as secure as owning one, after all: there are many unforeseen expenses that may arise, especially in times of emergency. Accidents may occur that are not covered by your landlord's basic insurance for the building you are renting, or renting a room in.
The insurance paid by your landlord for the building you are renting only covers the infrastructure - it does not cover your possessions. Say you own some items that would be expensive and perhaps even emotionally difficult to lose - jewelry, expensive artwork, electronic hardware (such as computers, sound systems), guns, and other valuables. These items are not protected by basic insurance procedures, especially in case of fire, earthquake or theft. And this is where renters insurance comes in.
This kind of insurance could also help protect you from liability suits. Say that due to an accident, you damaged some of the valuables owned by the other tenants of your building. Liability charges may require you to shell out quite a bit of money. A good insurance policy for renters might be able to help shoulder some of the costs.
Renters insurance statistics might be able to help you with figuring out the cost of the premium. But if you go ahead and ask different providers for quotes, you should be able to accomplish this even without having statistics handy. You can request insurance quotes online by visiting the websites of your prospective providers, or you can request for one offline as well, by talking to certified agents.
Author Resource:- Insurenters.com provides you with information on renters insurance related issues like renters insurance statistics, the pitfalls and the best tips. We help you find your renters insurance. http://www.insurenters.com/
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Melani finishes anger-management class <img src='http://assets.bizjournals.com/pittsburgh/blog/morning-edition/315x309-Morning-Edition*100.jpg?v=1'>Former Highmark CEO Kenneth J. Melani has finished the anger management classes he was ordered to take after being arrested on charges of simple assault and defiant trespass in March.
WPXI-TV reported Melani's next court date is June 6 and the charges related to the fight with his girlfriend's estranged husband are likely to be dropped.<div class="feedflare">
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</div> Pittsburgh Diocese sues over birth-control rule <img src='http://assets.bizjournals.com/pittsburgh/blog/morning-edition/315x309-Morning-Edition*100.jpg?v=1'>The Pittsburgh Diocese is among those who sued the Obama administration on Monday, asking that the federal mandate for employers to provide contraception to their employees be dropped.
The Associated Press (via the Beaver County Times) said the legal firm of Jones Day was representing the diocese along with other dioceses, the Michigan Catholic Conference, and universities including Notre Dame and the Catholic University of America. There are a total of 11 lawsuits filed fighting the requirement...<div class="feedflare">
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</div> CareSource adding 150 jobs in downtown Dayton The Ohio Tax Credit Authority approved a job creation tax credit that will pave the way for Dayton-based Medicaid provider CareSource Management Group to add 150 jobs as part of a partnership with Humana, the Dayton Daily News reports.
The seven-year, 40 percent tax credit will add $6.3 million in annual payroll at CareSource, which is adding the employees at its downtown Dayton headquarters, the newspaper reports. The full-time jobs in departments ranging from IT to customer service carry an average...<div class="feedflare">
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</div> CareSource to create 150 new jobs CareSource is planning to add 150 workers, but it is unclear where those jobs will be located.
On Monday, the state of Ohio approved tax incentives for the Dayton-based manager of Medicaid plans. The project site is yet-to-be determined, according to state officials.
In 2011, CareSource ranked as the third largest company in the Dayton area with $2.8 billion in revenue.
Click here for Top 10 largest companies in Dayton region.
Other local companies received Job Creation Tax Credits Monday including...<div class="feedflare">
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</div> Kansas Legislature sticks with tax bill that portends big deficits <img src='http://assets.bizjournals.com/kansascity/news/KansasCapitolTopekaKSLegislature*100.jpg?v=1'>The Kansas Legislature could not agree on an alternative tax-cut compromise, meaning the only tax bill on Gov. Sam Brownback?s desk is one that could cost the state $3.7 billion in five years.
The Legislature passed a $14.3 billion budget Sunday night to end its 99-day session. Although legislators finished the budget, they did not revisit the tax bill passed May 9 by the House despite calls by Democrats and moderate Senate Republicans to scale it back.
Brownback has said he will sign the tax...<div class="feedflare">
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</div> Catholic University joins suit against Health and Human Services <img src='http://assets.bizjournals.com/austin/gavel_carousel*100.jpg?v=1'>The Catholic University of America joined other D.C.-area Catholic organizations in a lawsuit to block the Department of Health and Human Services from forcing it to provide health insurance coverage for contraception and abortion services.
"For some religious institutions, the law will take effect August 1 of this year; for others, August 1, 2013. In any event, our lawsuit will take time to work its way through the court system," said Catholic University President John Garvey.
"Unless we can get...<div class="feedflare">
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</div> Study: Providers drive increases in health spending during downturn <img src='http://assets.bizjournals.com/portland/news/insurance_health_carousel*100.jpg?v=1'>A study examining 3 billion insurance claims for those with employer-based health insurance concluded that health care providers increasing prices was the driver behind increases in health care spending.
The study, by the non-partisan Health Care Cost Institute, was funded by health insurers. The study examined 3 billion claims from 2009 to 2010 from Aetna, Humana and UnitedHealthcare, representing 33 million individuals with job-based health insurance.
Spending grew fastest in pediatric care....<div class="feedflare">
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</div> MetLife settlement will bolster Kansas general fund Kansas has received almost $326,000 as part of a nationwide insurance settlement with MetLife Inc.
Insurance Commissioner Sandy Praeger announced the settlement Monday, saying the money would be deposited in the state?s general fund.
MetLife agreed to pay a total of $40 million to the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, the Northern Mariana Islands and American Samoa after a multistate insurance examination that raised concerns about how the company notified...<div class="feedflare">
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</div> St. Vincent's contracts with AQAF to assess health needs AQAF will perform community health needs assessments for St. Vincent's Health System's four hospitals in the Birmingham area.
The assessments will identify needs, health disparities and resources of the communities served by St. Vincent's Birmingham, St. Vincent's East, St. Vincent's Blount and St. Vincent's St. Clair.
Birmingham-based AQAF provides health care quality improvement services to clients in the public and private sectors.<div class="feedflare">
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</div> MetLife settlement of $326,000 goes to Kansas general fund Kansas is receiving a $326,000 settlement from MetLife Inc., and that money will be deposited into the state?s general fund, the Kansas Insurance Department announced Monday.
The settlement is part of a multistate insurance examination regarding MetLife?s practices in notifying beneficiaries of death benefits in life insurance policies.
By law, insurance settlement money has to be turned over to the state?s general fund.
This news release details more about the settlement (PDF).<div class="feedflare">
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